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Recently the U.S. Supreme Court denied certiorari in Hines v. Pardue, leaving in place a Fifth Circuit ruling that fundamentally changes how state veterinary boards can regulate online consultations. The holding, in plain English: a state cannot discipline a veterinarian for the content of online veterinary advice without running afoul of the First Amendment. The decision is binding in Texas, Louisiana, and Mississippi, and it is highly persuasive everywhere else. For practic

TL;DR — Key Takeaways Specialty negotiation is different. For internal medicine and ECC (emergency & critical care) specialists, the schedule, equipment clauses, vacation, and compensation are all elevated, and it matters a lot whether you're negotiating with a recruiter or with the actual practice. Specialists need equipment written into the contract. Verbal promises "yes, we'll buy the phaco machine" disappear. If you can't do your job without a specific tool, put a deadlin

Why these “what if” questions are worth asking If you’re a veterinary student staring at a balance that looks like a mortgage, it’s normal for your brain to jump to worst‑case scenarios. That anxiety usually isn’t about the monthly payment, it’s about uncertainty. The reassuring part: for federal student loans, many of these scenarios are not mysteries. The rules are written down in federal regulations, and there are specific discharge pathways for death, total and permanent

Student loans have a weird superpower: they let you make expensive choices without ever feeling like you made a choice. Most of the big money mistakes we see in early repayment happen because a new grad accepts a “helpful” default; automatic deferment, easy forbearance, a refinance offer that looks clean, or delays planning because “it’s 20 years away.” In 2026, that’s even riskier than it used to be. The SAVE plan is still blocked by a federal court injunction, repayment rul